Experiences at Home Loan Investment Bank

Generally the secret is just being very goal oriented, and driven. Although the training program at Home Loan covers the entirety of the banking, mortgage origination and real estate fields, new employees are expected to have general banking, financial and business knowledge.

> Completed a six month training program covering the entirety of the banking, mortgage origination and real estate industries
> Originated over 20 million dollars in loan volume; Recognized as a top monthly loan originator in the entire bank
> Applied Risk, Regulatory & Finance principles to every transaction to access potential impact on bank portfolio, ensure success of loan securitization and proper coordination with the U.S. Department of Housing and Urban Development, RESPA and Basel Accord Guidelines.
> Conducted credit, underwriting and financial analysis, and assisted the client through the loan application process. Approved loans by examining application and supporting documentation; estimated credit-worthiness, calculated repayment risk.
> Consulted with and cultivated an on going financial services relationship with external clients. Conducted effective interviews and needs analysis and assessment. Educated and advised clients on the home buying process, the latest in home financing, and how to better manage their mortgage (i.e., the liability side of their personal financial statement.)
> Assisted clients throughout the loan process from application to closing; troubleshooting transaction issues on behalf of the client in order to achieve client's financial goals....