Richard A. Davenport

How would you describe your time at American Mortgage?

RICHARD A. DAVENPORT
#2 Kingfisher Cove, Safety Harbor, FL 34695
727-669-4330 / Mobile 727-430-7809
vtxretroman@hotmail.com or radfl@verizon.net

SUMMARY

Approximately Fourteen years of mortgage and collections experience in a variety of positions, Quality Control Specialist, Fraud Prevention and Investigator, Title Claims Administrator and Loss Mitigation specialist, S&D Underwriter and Auditor. Legal Assistant with a thorough knowledge of the Fair Debt Collection Practices Act.

PROFESSIONAL EXPERIENCE

AMERICAN MORTGAGE CONSULTANTS 2005 Present

Due Diligence Underwriting and Auditing
Responsible for reviewing underwritten loans for sellers and investors such as NOMURA, GRP, UBS, Bank of America and Morgan Stanley.

FREMONT INVESTMENT & LOANS 2004 / 2005

Pipeline Coordinator and Post Closing
Responsible for reviewing all Turn Down and Withdrawn Loans to ensure Quality Control, Reviewed Borrower information through the Office of Financial Asset Control as well as reviewing Collateral Documents and Credit Files be sold to investors.

CHALLENGE INVESTORS FINANCIAL CORPORATION 2003-2004
Loan File Reviewer for Compliance
Responsible for reviewing all loans sent to CFIC to insure compliance quality control and fraud.

MORTGAGE INVESTORS CORPORATION 2002-2003

Post Closing Underwriting / Quality Control
Responsible for post-closing underwriting and quality control of VA streamline re-financed loans.

THE MORTGAGE WAREHOUSE

Mortgage Fraud Prevention/Investigator / Quality Control
Responsible for pre-funding fraud prevention and quality control, experience in post funding quality control. Also responsible for collections of company owned loans and insuring that all first payments of new loans are made.

CITIFINANCIAL MORTGAGE CO. (IMC MORTGAGE CO.) Tampa, FL 1996-2001

Vendor Associate
Mortgage Fraud Prevention/Investigator / Quality Control
Responsible for reviewing loan servicing files for possible mortgage, appraisal, broker and borrower fraud. File and track title claims and follow up with assigned attorneys.

Preformed Collection Activities for 30, 60, 90 and 120 day delinquent Mortgage Loans.
* Developed training program for What Fraud Means to Loss Mitigation.
* Assisted IMC in negotiation for the disposition of business to business debt and the release of contract and leases.


GOLD RIVER ASSOCIATES, Fair Oaks, CA 1995-1996

Collection Manager
Oversaw collection of student loans, checks, retail installment debt, assigned judgments and credit card debt, achieving company set goals on a monthly basis.

* Handled customer service and sales, and was in-house contact for new client.
* Trained new employees in data entry, collections, skip tracing and the Fair Debt Collection Practices Act.
* Managed over 5000 accounts.

High School Diploma
College Courses Completed: Introduction to Supervisory Management and Introduction to Law Enforcement / P.C. 832
ACA Seminars Completed: Law and Collections of the 90's and Certified Collector Preparation Course

Hobbies Include: Fishing and Motorcycling. Co-Founder of the Lightning Riders, Inc., A Motorcycle Riding Association and Charitable Organization....